MasterCard


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Loan Services

Rates

Loans **	APR **
New Auto Loan*	3.99
Home Equity Loans	5.99
30 year Fixed ***
1 year Adjustable ***
** Rates as low as
*** Rates updated daily

MasterCard

Features and Benefits

For purchases and money management.

What is most important to you in a credit card?

Low Rates and Fees for maximum affordability.

Reward Points to provide additional value.

World Wide Acceptance for maximum purchasing power.

Citadel provides several MasterCard options to meet your needs. No matter which card you choose you’ll enjoy:

No annual fees
25-day grace period on purchases
Competitive interest rate
Free on-line access and statements
Convenient balance transfers from other credit cards

Click here to view a list of related fees

Combine your points!

Combine your Debit and Platinum MasterCard points for a greater reward! Print this form, sign and return via fax (610.380.7008) or any Citadel office to begin increasing your rewards potential.

Choose from the following options to select the card that's right for you:

Gold MasterCard*

Citadel’s Gold MasterCard provides worldwide purchasing power plus:

As low as 7.99% APR
Credit limits up to $20,000
The MasterAssist family of value-added services:
- $400,000 in travel accident insurance
- Purchase Assistance insurance
- Extended Warranty on certain purchases
- MasterAssist ®
- Roadside Service nationwide
- Travel Assistance Service
- MasterCard Global Service ® for lost or stolen cards

Platinum MasterCard**

Rates as low as 9.99% APR, the Platinum card offers all the benefits of the Gold card plus:

Credit limits up to $20,000
$1 million in travel accident insurance
Points redeemable for gifts and travel packages - CURewards is the card loyalty program designed for you - for a demo go to www.curewards.com

24/7 Lost/Stolen Hotline: 800-449-7728

Apply for a MasterCard

Balance Transfer Request Form

Rate expressed as Annual Percentage Rate (APR). * The rate for the Gold MasterCard is an adjustable rate set annually in November. **The information about the cost of the Platinum Preferred MasterCard described is accurate as of February 1, 2009. This information may change thereafter. Click here to view the full Gold/Classic disclosures. Click here to view the full Platinum MasterCard disclosures.